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SWIFT's blockchain ledger puts tokenized deposits to the test with 17-bank pilot

7/9/2026

The world's dominant interbank messaging network has moved from talking about blockchain to running it.

SWIFT has launched a new blockchain ledger to host a tokenized bank deposit pilot, with 17 major banks signed on to test faster cross-border payment rails.

What SWIFT is actually building The ledger is designed to host tokenized deposits, a format that converts commercial bank money into a digital token that can settle across borders without the queues and cut-off times that define conventional correspondent banking.

Seventeen banks are in the pilot.

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