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Pontiac Bancorp agrees to acquire Ottawa Bancorp in Illinois community bank deal

8/20/2026

Two Illinois community banking holding companies have agreed to merge. The deal structure is known; the pricing is not.

Pontiac Bancorp, the Pontiac-based holding company of Bank of Pontiac, announced August 20, 2026 that it will acquire Ottawa Bancorp, which controls a community bank in Ottawa, Illinois, though the initial disclosure carried no financial terms.

What the announcement establishes is intent. Pontiac Bancorp as acquirer, Ottawa Bancorp as target.

Neither a deal price nor a projected closing date appears in the announcement, leaving the strategic rationale to inference rather than attribution.

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