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Michigan Couple Claims Bitcoin Mortgage First — Without Selling a Single Coin

6/11/2026

A Michigan couple may have completed the first Bitcoin-backed standard U.S. mortgage — using their $BTC holdings as part of the transaction without liquidating any coins.

The deal, reported by Yahoo Finance, marks what could be a notable structural shift in how long-term Bitcoin holders access real-estate credit.

What "Without Selling" Actually Means The headline detail worth examining is not that someone used Bitcoin to buy a house — that story is as old as the asset class.

The notable claim is that this was structured as a standard U.S. mortgage and that the coins stayed put.

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