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The College Football Playoff will expand to 24 teams beginning in the 2027 season, a structural shift that increases the number of post-season games required for a national title.
Joe Kinsey argues that this expansion functions primarily as a financial mechanism for institutions rather than a competitive improvement.
Under the new format, a team must win four games to claim the championship, compared to the three required in the previous January final.
Kinsey contends that schools have little incentive to play intense early-season games unless massive media revenue is involved, noting that Indiana University did not face its first road test until October 10 against Nebraska.
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