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A Michigan Couple May Have Just Made Bitcoin Mortgage History

6/10/2026

A Michigan couple may be the first borrowers in the United States to use Bitcoin ($BTC) to secure a mortgage, according to a report from Moneywise.

If the account holds up, it marks a concrete step beyond the years of speculation about crypto's role in mainstream real-estate finance.

What the Source Says — and What It Doesn't The Moneywise report identifies the borrowers as a Michigan couple and frames them as potentially the first in the country to complete a Bitcoin-backed mortgage transaction.

Beyond that, the available sourcing is thin: no lender is named, no loan amount is disclosed, no closing date is given, and the mechanics of how the Bitcoin was applied — whether as collateral, converted to cash at closing, or used in some other structure — are not detailed in the summary.

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